Happy Loans help people pursue their dreams by making it easy and affordable to manage money. They offer small monthly loans starting INR 2,000 upto INR 2,00,000 to small and medium-sized enterprises. These working capital loans are best used for an eventful sale or store renewal or a simple cashflow mismatch . They partner with merchant aggregators to identify and assess borrowers. The business is driven by the objective of not only empowering 600 million Indians who do not have access to mainstream credit facility but also making the services available at the tip of their fingers.